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Siraj Consulting Group is not a lender and does not make loans or credit decisions. Siraj Consulting Group provides a matching service only and is not acting as a representative, agent, or correspondent for any service provider or lender. Siraj Consulting Group does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use Siraj Consulting Group service to initiate contact, nor apply for credit or any loan product with any service provider or lender. This service is not available in all states.